What is the rich people’s investment strategy?
April 1, 2021
The nutshell of investment is how fast doubled your money and, what was the initial investment? A rich Guy before making any investment looks at
Let’s be brutally honest for a second—
You saw midcaps delivering 15–20% annual returns, and that little voice inside your head whispered:
“This is it. This is how fortunes are built. This is how I make it big.”
And honestly? You’re not wrong.
Midcaps do create wealth. But here’s the part they don’t put on the brochure…
They’ll slap you with a -15% correction just when you start getting confident.
They’ll drop 25% in a week and make you question every investing book you’ve ever read.
They’ll bleed red while large caps chill—and you’ll sit there thinking, “Did I just blow up my portfolio?”
This isn’t a smooth ride. This is financial bootcamp.
Midcap stocks will laugh at your “buy the dip” plan.
Midcap stocks will make you feel like a genius one month and an absolute fool the next.
Midcap stocks will give you a taste of glory, then throw your portfolio into a pit just to see if you’ll run or ride it out.
Can you handle being down 30% and still sleep at night?
Can you watch the news scream panic, and not hit the sell button?
Can you hold the line—not for days or weeks—but for years?
Because that’s the real midcap game.
Sounds fancy. But it’s dead simple. Here’s how it goes:
Market kicks off the year—vibes are high.
Stocks climb—you’re feeling like a genius.
Then bam—the correction hits like a truck.
Prices nosedive. Portfolios bleed. Confidence shakes.
The year ends… maybe up, maybe down, but not without chaos in the middle.
That peak-to-bottom drop during the year? That’s your intra-year drawdown.
It’s the part no one talks about in those shiny “annual return” charts.
Midcaps fall 10% or more almost every single year.
In the last 22 years, only 3 years escaped that fate. Just 3.
Some years? They didn’t just fall—they got obliterated:
2008: Down 67%. That’s not a dip. That’s a demolition.
2020: Pandemic panic—> fall of 40% in a heartbeat.
Even “quiet” years bring 15–25% drops, like clockwork.
Think you’re gonna coast your way to 20% returns?
Think again.
These stocks don’t rise in a straight line.
They climb like a staircase but fall like an elevator with snapped cables.
Mid Caps punish overconfidence.
Mid Caps gut-check your strategy.
Mid Caps hand you a temporary 30% loss just to see if you flinch.
So after hearing how midcaps can gut your portfolio mid-year, you might be asking:
Why the hell would anyone invest in these things?
Here’s why—because in the long run, they dominate.
17 out of the last 22 years, the Nifty Midcap 100 closed the year in the green.
That’s nearly 80% of the time—despite wild swings, crashes, and crises.
And when midcaps rally… they don’t just grow—they explode.
2003: +143% — Markets went vertical. This wasn’t growth. It was ignition.
2007: +81% — Right before the crash, midcaps ran like they were on fire.
2009: +95% — A near-double right after the global financial crisis.
2023: +47% — When large caps treaded water, midcaps soared.
These aren’t hypotheticals. These are real, recorded, cold-blooded numbers.
Midcaps don’t reward you despite the chaos. They reward you because of it.
None of this matters if you panic sell in the dip.
None of this matters if you jump ship when the headlines scream “Market Crash!”
You only win if you stay in the game.
Period.
This isn’t just investing. It’s survival.
Midcaps test your psychology, your patience, your conviction—and they do it every year.
But those who hold the line? They walk away with wealth most people only dream about.
If a 15–25% drop scares you, stay away.
Midcaps crash frequently. Not “maybe,” not “occasionally”. Its frequently.
2008 (-67%) Then, 2020 (-40%), Even 2018 (-15%)
And guess what? They still rebounded later. ( Above Image )
Can you hold your ground when the world is panicking?
Because that’s the real test. We as professionals try to hand hold clienst and help them hold tot he bleeding portfolio. We as SEBI reg Investment Advisors are in the business of managing client’s fears.
Most people want Buffett-style returns without Buffett-style patience.
It doesn’t work that way.
Midcaps reward those who play the 5–10 year game, not the 5–10 month game.
If you had sold in April 2020, you missed one of the biggest bull runs ever. Right?
You don’t win by trading. You win by holding through hell.
This is where 90% of investors get wiped out.
Don’t go all-in. || Diversify with large caps and defensives. || Control your emotions.
Your position sizing matters more than your stock picks.
Your habits matter more than your instincts.
The question isn’t “Should I buy midcaps?”
The real question is: “Can I handle the downside without losing my mind?”
Midcaps are bleeding. Portfolios are red.
Everyone’s panicking, and keep asking if another crash is coming.
But smart investors? They know how this game plays out.
Usual pattern is….Midcaps drop hard…Then they bounce harder.
In 17 of 22 years, they ended the year green—even after brutal dips.
Even when intra-year drawdowns hit 20–30%, the year still closed positive.
So if you sell in April, hoping to “cut losses,” just be ready to watch the rally from the sidelines in December.
Moneydhan, a SEBI-Registered Investment Adviser (RIA), was built for this exact chaos.
They aren’t just giving opinions—they’re giving research-backed, regulation-compliant, and customized advice to help you stay in the game and build real wealth.
Why does this matter?
Because when your emotions are screaming “SELL!” and your portfolio is bleeding, you need more than just hope.
You need someone who’s seen the data, studied the cycles, and isn’t panicking with you—but guiding you through it.
SEBI Registered: No commission-driven bias—only advice in your best interest Strategy Over Sentiment: They help you build a long-term roadmap and stick to it Risk Management: Not just how to grow—but how to protect Peace of Mind: Someone in your corner when the market tries to mess with your head
This isn’t about chasing returns blindly. It’s about building real, sustainable wealth with clarity and control.
Moneydhan Onboarding Process
Intro Call (15 min, Free)
Initial discussion with the client to understand their basic needs.
Deep-Dive Consultation (1-hour Google Meet)
Screen-sharing session with detailed questions.
Insights into risk profile, financial stability, blind spots, medical emergencies, monthly expenses, income, and savings.
Onboarding Process
Online KYC completion.
Letter of Understanding (as per SEBI compliance).
Annual Fee & Welcome Email
One-time annual invoice is sent and processed.
Welcome email is sent upon completion.
Investment Strategy Meet (Google Meet)
Discussion on investment strategies.
Review of existing mutual funds and stocks.
Btech in Information Technology followed by an PG in Financial engineering & Risk Management from National Institute of Securities Markets. Certified Investment Advisor XB, FRM (USGARP) .
The nutshell of investment is how fast doubled your money and, what was the initial investment? A rich Guy before making any investment looks at
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Post expense ratio and churning, Mutual Fund cannot achieve your financial goal.
A 10-minute call to understand your needs and walk you through how we work.
A 60-minute Google Meet with our advisory team to explore your financial goals, risk comfort, and timeline.
Helps us to find your Blindspots, Strengths, Desires and Psychology towards money.
If you’re confident to proceed,
we complete KYC, risk profiling, and sign a Letter of Understanding.
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Starts at ₹10,000/year OR 0.5% of assets managed. (50 thousand for 1 crore AUM)
Moneydhan Investment Advisory India LLP
SEBI Registered Investment Advisers Registration #; INA000018984
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LLPIN #; AAV-1120
Kothamangalam, kochi, Ernakulam, KERALA, INDIA – 686691
Contact No: 91 8480005564,
Email: sujith@moneydhan.com
Principal Officer: Mr. Hardeep Shantaram Korde, Contact No: 91 8480005564, Email: moneydhanadvisor@gmail.com
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